Economics and Personal Finance Challenges

M&T Personal Finance Challenge Bowl

Thirty-eight teams of high & middle school students from schools in Baltimore, Calvert, Charles, Carroll, Harford, Howard, Montgomery, Prince George’s, Queen Anne’s and Baltimore City participated in the annual Personal Finance Challenge in April 2017.  The M&T Personal Finance Challenge Bowl is an opportunity for high school & middle school students to demonstrate their personal finance knowledge on topics such as spending, credit, savings, investing, income and money management.

Members of the winning teams received cash prizes sponsored by M&T Bank.

2017 High School Winners


1st Place High School:  Applications & Research Lab
Team Members:  Kai Archuleta, Alex Larsson, Graham Schuckman, Jonathan Taylor
Advisor: Maddy Halbach
County: Howard

2nd Place High School:  LaPlata High
Team Members: James Hume, Douglas Kalmus, Zachary Kozel, Kinsley Tyler
Advisor: Nicole Deavers
County: Charles County

3rd Place High School: Mount Saint Joseph High School
Team Members: Luke Alli, Nick Palacorolla, Trent Rabor, Jordan Woo
Advisor: Julius Prezelski
County: Baltimore

4th Place High School: Mt Hebron High
Team Members:  Luke DeCray, Nick Gordon, Matthew Michaels, Hersh Shah
Advisor: Bernadette Bechta
County: Howard

For registration and information for the 2018 Personal Financial Challenge to be held in April 2018, contact 

Click here for the High School Personal Finance Challenge Manual

2017 Middle School Winners


1st Place Middle School: Arbutus Middle School
Team Members: Lili Hassaneen, Justin Maddox, Ray Sutton, Jacob Wallman
Advisor: Mike Martin
County: Baltimore

2nd Place Middle School:  Sudlersville Middle School
Team Members: Maddie Blouch, Nathan Olah, Hugh Lesniowski, Andrew Williams
Advisor: David Wilson
County: Queen Anne’s County

For registration and information for the 2018 Personal Financial Challenge, to be held April 2018, contact

Click here for the Middle School Personal Finance Challenge Manual


Maryland’s Economics Challenge Competition for High School Students

Eighteen teams of high school juniors and seniors from 9 schools in Baltimore, Howard, Montgomery, and Worcester Counties participated in Maryland’s Economics Challenge. Teams of up to four students competed in one of two divisions on such topics as microeconomics, macroeconomics, international economics, and current events.

Maryland’s Economics Challenge Winners

1st Place — David Ricardo Division
River Hill High, Mark Napolitano, Advisor

1st Place — Adam Smith Division
Richard Montgomery High, Douglas McDonald, Advisor

For registration and information for the 2018 Economics Challenge Competition, contact